How Does Car Insurance Work? Our Yuma, AZ Dealership Tell You

Contact

Bill Alexander Ford Lincoln

801 E 32nd Street
Directions Yuma, AZ 85365

  • Sales: (928) 344-2200
  • Service: (866) 692-2214
  • Parts: (866) 692-2211

At Bill Alexander Ford Lincoln, we offer our customers much more than new Ford cars. We consider ourselves your one-stop destination for anything automotive-related. That's why our Yuma Ford finance center is staffed by experts who can answer some of the tougher questions our car buyers may have. Lately, our customers have been asking about auto insurance. They know they need it, but they want to learn more about the details.

Why You Need Auto Insurance 

By law, every driver is required to have car insurance. If you get into an accident with your Ford truck, auto insurance exists to ease the financial burden associated with it. For example, insurance can help you pay to repair the other car you struck, or it can reimburse any injured parties for the medical support they require. And if you're in an accident that isn't your fault, insurance will pay for the repairs to your own Ford vehicle, as well. Depending on the type of auto insurance you buy, it might even pay for a replacement vehicle if yours can't be repaired. Our Ford dealers in Arizona urge customers to get auto insurance as soon as possible, too. This can prevent you from getting into any legal disputes, and it can also spare you from getting a ticket should you get pulled over and be unable to provide the police officer with proof of insurance.

Insurance Coverage Options

When you visit your nearest Ford dealership, our staff can also discuss the various types of insurance with you. The first thing you'll need to do is check the insurance requirements in your state and make sure you purchase these minimums. Then you can customize the insurance package from there. Here are a few of the most common coverage types:

Collision - Covers damage to your Ford vehicle when it's in an accident

Liability - Usually the minimum insurance required by law. Covers damage to the other driver's car if you're at fault for the accident

Personal injury protection - Covers medical expenses for you and your passengers that result from an accident

The price of auto insurance varies based on several factors, including your driving record and what type of Ford car you own. If you have any further questions, please come to Bill Alexander Ford Lincoln. We're located at 801 E. 32nd Street, and our Ford finance experts will be happy to assist you.

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